Select the answer that best describes your situation in each question below.
When you're finished, click Add Up My Points. Continue... I'll take the test later.

Since interest rates are constantly changing, they can be higher or lower next month or next year. In which direction do you believe interest rates are headed now?			Score:
Higher 10	No Opinion 15	Lower 20

How important is it to you to be able to withdraw money from your account on short notice without a penalty?			Score:
Very Important 10	Somewhat Important 15	Not Important 20

How important is it to you to be able to add amounts less than $500 to your account at any time?			Score:
Very Important 10	Somewhat Important 15	Not Important 20

How important is it to you to be able to lock-in the highest available interest rate, even if it means tying up your money?			Score:
Very Important 10	Somewhat Important 15	Not Important 20

Which of these accounts do you already have, here or at another institution?				Score:
Money Market 10	Certificate Of Deposit 10	Neither 10	Both 15

Which statement best describes your plans for savings?

Score:

I just want the money to be there for a rainy day.	5
I'm saving for a specific expense less than a year away.	5
I plan to use the interest income to meet living expenses.	10
I'm saving for a specific expense more than a year away.	20
No plans right now, I just want my savings to grow.	20

To Find Out What Your Score Means, Click HERE

This chart is for your information only. Be sure to consult a customer service representative before opening a certificate of deposit or money market account.

Marlborough Co-Operative Bank
Marlborough MA

Lowell MA

Andover MA
Phone: 508-485-3000 Fax: 508-624-0603

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