Marlborough Co-Operative Bank's Free Advantage Checking

Beginning Tuesday, April 1, 2008: Take advantage of the bank's greatest personal checking account ever offered. This free checking account pays a rate like a Certificate of Deposit (5.51% APY*) without tying up your funds for a fixed period of time. Free Advantage Checking has no daily minimum balance requirements to satisfy or even monthly maintenance charges. You'll even enjoy refunded ATM fees, nationwide**.....and your money is available 24 hours a day through a Marlborough Co-Operative Bank MasterMoney Card! To take advantage of these benefits, accountholders must satisfy the following requirements each monthly statement cycle:

Perform at least 10 debit card transactions (excluding ATM's)

Receive at least one direct deposit or one automated (ACH) debit transaction

Receive their monthly statement electronically when available

Access Online Banking

*5.51% Annual Percentage Yield (APY) paid on balances up to $25,000, and 1.01% APY paid on all amounts above $25,000 each cycle the minimum requirements are met. If you do not meet the requirements per cycle, your account will still function as a free checking account earning 0.15% APY; however, it will not receive ATM refunds for that statement cycle. Rates as of April 1, 2008. We may change the interest rate and APY at any time after the account is opened. Available to Personal Accounts only. No monthly service charge. The Minimum balance to open this account is $25 **ATM refunds up to $20 per cycle if requirements are met.

Marlborough Co-Operative Bank
Marlborough MA

Lowell MA

Andover MA

Kennebunk ME
Phone: 508-485-3000 Fax: 508-624-0603

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Equal Housing Lender | Member FDIC | Member SIF

Š2008 Marlborough Co-Operative Bank

FREE ADVANTAGE CHECKING